Cost savings associated with energy and water efficiency are critical to long-term financial
stability and the preservation of affordable rents. Efficient buildings not only provide a host
of long-term benefits for investors, tenants, and the environment, but also cut down on fossil
fuel consumption and have smaller carbon footprints.
Given the influence a lender can have on the economics and conditions of building stock,
the lending industry has a unique opportunity to promote the incorporation of energy
saving measures at the time of refinancing or acquisition.
The goal of this guide is to encourage more lenders to incorporate energy and
water efficiency measures into the financing of first mortgages. If we are successful,
the housing finance industry will play a key role in improving the financial and physical
quality of the buildings and communities in which we live and work.